Renting a property in a sectional title scheme—whether it’s an apartment block, townhouse complex, or estate—offers security, shared facilities, and a sense of community. But it also comes with a unique set of rules that tenants must follow.

These rules don’t just protect the owners—they apply to tenants too. Failing to understand them can lead to fines, disputes, or even eviction.

 

1. The Body Corporate Rules Apply to Tenants Too

When you rent a sectional title property, you agree—whether you know it or not—to comply with the body corporate’s conduct rules. These are not suggestions; they are legally enforceable.

Rules typically cover:

  • Noise levels and quiet hours.

  • Parking allocations.

  • Pet ownership.

  • Use of shared facilities.

  • Renovation or alteration restrictions.

Tip: Before signing your lease, ask your landlord or agent for a copy of the rules and read them carefully.

2. Landlord Responsibilities vs. Tenant Responsibilities

Your landlord owns the unit, but you are responsible for how it’s used.

If you breach the rules—by parking in the wrong bay, keeping an unapproved pet, or causing disturbances—the body corporate can fine your landlord. The landlord will then hold you accountable.

One recurring issue is tenants claiming damages or theft without proof and often without personal insurance to cover such claims. Tenants should be aware that having personal insurance is a crucial part of their lease obligations—covering damages, theft, or accidental loss. Landlords and property managers also emphasize the importance of tenants understanding that insurance is their responsibility, and failure to have adequate coverage can complicate dispute resolution. Ensuring tenants are insured not only protects them but also helps safeguard landlords from unnecessary financial losses and legal complications.

The takeaway? Keep your side of the lease in order, and insure your own belongings.

3. How Disputes Are Resolved

If you and the landlord (or body corporate) clash over a rule or incident, you don’t always have to go to court. The Community Schemes Ombud Service (CSOS) offers mediation for just R100—and its rulings carry the same weight as a court order.

  • This is useful for:

  • Parking disputes.

  • Noise complaints.

  • Alterations to common property.

  • Non-compliance with conduct rules.

4. The Danger of Ignoring the Rules

Breaking the rules doesn’t just cause friction—it can impact your security and comfort. For example:

In some buildings, allowing unapproved short-term letting (like Airbnb) has turned quiet homes into hotel-style environments with strangers coming and going daily.

Noise violations can fast-track your landlord’s decision to terminate your lease.

Altering common property without approval can lead to legal action.

5. Sectional Title Schemes with Few Owners Are High-Risk

There is a risk in schemes with only two owners (often called “duets”).

In these setups:

Disputes are personal and harder to mediate.

Shared utilities (like a single water or electricity meter) can cause billing fights.

If your co-owner or their tenant neglects the property, it affects your living conditions and the property’s value.

As a tenant, it’s worth knowing the type of sectional title scheme you’re moving into.

6. Protecting Yourself as a Tenant

To avoid costly mistakes:

Ask for the rules before signing your lease.

Get personal insurance for your belongings.

Document everything—especially maintenance requests and any damages when you move in.

Understand CSOS as a low-cost dispute resolution tool.

 

Renting in a sectional title property can be an excellent choice—if you know the rules and stick to them. Respecting these guidelines doesn’t just keep you in good standing with your landlord and neighbours—it ensures your home remains a safe, enjoyable place to live