Buying a property is exciting — but applying for a bond can be stressful, confusing, and time-consuming. This is why more and more homebuyers are turning to bond facilitators to simplify the process and secure the best possible deal.

Here are the key reasons why working with a bond facilitator makes sense:

1. One Application, All Banks

With a bond facilitator, buyers only need to complete one application. That single form is then submitted to multiple banks — including the buyer’s own bank. This saves time, effort, and unnecessary duplication.

2. Multiple Quotes to Compare

Each bank has its own criteria and offers different rates and terms. A bond facilitator provides buyers with multiple quotes, side by side, making it easier to compare and select the best option.

Many buyers apply only through their own bank and accept the first rate offered, assuming it’s the best they can get. In reality, there may be far better deals available. A bond facilitator ensures the buyer doesn’t miss out by always comparing rates across banks.

3. Professional Negotiation

Bond facilitators don’t stop at gathering quotes. They also negotiate directly with banks to help buyers secure more favourable interest rates and terms than they might achieve on their own.

4. Zero Deposit Bonds

For buyers without a deposit, a facilitator can assist in applying for a zero deposit bond, opening the door to homeownership that might otherwise feel out of reach.

5. Stress-Free Guidance

Beyond paperwork and negotiations, a bond facilitator provides end-to-end support throughout the process, offering peace of mind and reducing the stress of managing the application alone.

✅ The Bottom Line: Accepting the first offer from a bank could cost a buyer thousands over the term of the loan. Using a bond facilitator gives access to multiple banks, expert negotiation, and the best possible deal — all from one application.

LuxLiv has partnered with Ooba to help buyers secure the best possible bond deals.

Click here to get pre approved: https://my.ooba.co.za/obi/?var1=XV9&var2=&var3=OBI&var4=Unknown